Get help with repayment

The federal and provincial governments offer programs that can help you repay your Canada-B.C. integrated student loans.

Some are debt management programs designed for people having difficulty making their monthly payments. They help you avoid the consequences of defaulting on your student loans.

Others are programs designed to encourage people to work in certain areas or professions.

Effective August 1, 2023, StudentAid BC will enhance the BC Repayment Assistance Plan (BC RAP) eligibility by increasing the income threshold for when a student loan payment is not required from $25,000 per year to $40,000 per year for a single person, and higher depending on your family size. This threshold will also be indexed annually to inflation. BC RAP will also be lowering the maximum payment required from 20% to 10% of family income. If you’re receiving support through RAP, you can contact the National Student Loans Service Centre (NSLSC) for more information.
Program Tag
B.C. loan forgiveness program limited professions
Pacific Leaders B.C. Loan Forgiveness program general
Repayment Assistance Plan temporary financial support
Repayment Assistance Plan for Borrowers with Disabilities borrowers with disabilities
Revision of terms general
Severe permanent disability benefit borrowers with severe permanent disabilities