Rehabilitation is the process of bringing your student loan back into good standing.

When your loan is back in good standing you can:

• apply for more student aid
• apply for the Repayment Assistance Plan
• restore your credit rating

You may be eligible for rehabilitation if:

• you have a student loan through the province, or
• if you are making your student loan payments to Revenue Services of British Columbia (RSBC)

You may not be eligible for rehabilitation if:

• this is your third time defaulting on your B.C. student loan payments,
• you have an active bankruptcy or consumer proposal, or
• your outstanding loan balance is being collected because of a decision made in court

See how bankruptcy can impact your student loans.

You have three options to rehabilitate your loan.

1. 1Repay the entire loan amount, including all outstanding fees and interest, or
2. 2Repay all outstanding fees and interest, followed by two monthly payments, or
3. 3Make one payment that covers all outstanding fees, interest, and the total amount of two monthly payments.

The amount of your monthly payments is based on the payment plan you set up with RSBC.

If you got your B.C. student loan through a bank before August 2000, you need to contact RSBC for more information on how to rehabilitate your loan.