Section 6 - After Classes Start (Study Period)

Loan application instructions for the 2016/2017 program year (for classes starting between Aug 1 2016 and July 31 2017)


Q55. Between the date classes start and the date classes end, will you be on a co-op/paid work term?

If you will be on an approved co-op/paid work term during your study period, answer “YES.” If you answer “YES” to this question, you must also enter co-op earnings in Question 60. If you will be attending school for two semesters and may be in a co-op/paid work term in your second semester, submit a separate StudentAid BC application for each semester of study.


Q56. While you are in school, will you be living with your parent(s)/step-parent/sponsor/legal guardian or living in a home owned or rented by them?

While attending school, were you or do you expect to be living in a home owned or rented by your parent(s)/ step‑parent/sponsor or legal guardian? If so mark “YES.” If you are or will be living in a self-contained suite in your parent(s)/ step‑parent/sponsor or legal guardian’s home and paying fair market rent on a consistent basis throughout your study period, mark the “NO” box.

A self-contained suite is defined as having its own separate entrance, kitchen, bathroom and living area/bedroom and you are responsible for your share of the utilities (hydro, telephone, cable, etc.).

Note: Keep good records. You may be required to provide documentation of monthly rental payments.

Appeal Option
If you are living with your parent(s)/step-parents/sponsor or legal guardian and paying room and board costs mark “YES”. If you wish these costs to be considered on your application you must submit an Appeal Request Form for Room and Board.


Q57. Total day-care costs for your child(ren) age 11 years or under. Include child-care subsidy from Question 71.

(Only one parent may claim day-care costs).
Day-care costs are costs paid to a caregiver to care for a student’s child(ren) aged 11 years or under, to enable the student and spouse or common-law partner to attend classes or to work during the pre-study or study period. If a spouse or common-law partner is at home caring for the student’s dependent child(ren) during the four months before classes start or during the study period, you cannot claim day-care costs.

Enter study period day-care costs for your child(ren) aged 11 or under. Include the amount of Child Care Subsidy.

Child Care Subsidy + Amount you pay = Total day-care costs

Do not include costs declared by your spouse/common-law partner on Appendix 2. Do not include food, shelter or clothing costs. These are covered under a moderate standard of living calculation used in the assessment process.


Q58. Child Support and / or spousal support payments that you pay.

Enter child support and/or spousal support made by you during your study period. This includes court-ordered or other arranged monthly payments.


Q59. If you must relocate to a different city to attend school and you will return home at least once during your study period, what is the cost of one return trip home?

Return transportation assists eligible students to return home to visit during the study period, or move back home when classes finish. (This does not include daily transportation costs.) Provide the cost of one return trip. The allowance will be calculated based on the length of your program. You are expected to travel as economically as possible. This travel allowance includes the price of fuel for those students travelling home in their own vehicle; however, this allowance does not cover vehicle loan payments, vehicle insurance or maintenance costs.

Appeal Option
If you travel more than one hour each way to attend school, you may qualify for the additional transportation allowance.


Q60. Co-op/paid work term earnings.

Enter gross study period earnings from approved co-op/paid work placements.


Q61.Stipends

For 2016/2017 applications.

A stipend is a type of salary, such as for an internship or apprenticeship. Enter gross income from stipends.

Q61. Assistantships/stipends

For 2015/2016 applications and earlier.

Enter gross income from teaching/research assistantships and stipends.


Q62. Gross earnings you expect to have from employment and net self-employment income during your entire study period, including Assistantships. . Do not include income reported on Questions 60 and 61.

For 2016/2017 applications.

Enter your total gross employment earnings and/or net self-employment income you expect to have for your entire study period including teaching/research assistantships.

Net self-employment income is the gross income minus the business operating expense. Self-employment includes business income, professional income, commission income, farming income and fishing income. These income amounts are before the deductions for pension contributions, employment insurance, personal exemptions and income tax. Do not include amounts entered on Questions 60 and 61.

Q62. Gross earnings you expect to have from employment and net self-employment income during your entire study period. Do not include income reported on Questions 60 and 61.

For 2015/2016 applications and earlier.

Enter your total gross employment earnings and/or net self-employment income you expect to have for your entire study period.

Net self-employment income is the gross income minus the business operating expense. Self-employment includes business income, professional income, commission income, farming income and fishing income. These income amounts are before the deductions for pension contributions, employment insurance, personal exemptions and income tax. Do not include amounts entered on Questions 60 and 61.


Q63. Child support and/or spousal support payments you will receive.

Enter the amount of child support and/or spousal support you will receive during your study period.


Q64. Employment insurance (EI) benefits. (Do not include sponsored tuition/books).

Enter the amount of Employment Insurance benefits (EI) you will receive during your study period. Report “Employment Program of B.C.“ funding in Question 74.


Q65. Bursaries or needs-based academic awards.

A bursary is an award given to a student who has demonstrated financial need. If you know you are receiving a bursary, enter the amount. If your award is a combined needs-based and merit-based scholarship or bursary, do not include the amount here, include the amount on Question 68.

Note: If you will be receiving a Nurses Education Bursary, or a Youth Educational Assistance Fund Award, do not include the amount. They are exempt from assessment.


Q66. WorkSafe BC benefits.

For 2016/2017 applications.

Enter the amount of WorkSafe B.C. benefits you will receive during your study period.

Q66. WorkSafe BC/WCB benefits.

For 2015/2016 applications and earlier.

Enter the amount of WorkSafe B.C. benefits (formerly known as Workers Compensation Board) you will receive during your study period.


Q67. Pension income from Children’s Benefits, Canada Pension Plan (CPP), retirement pensions, disability pensions, or any other pension.

Include Children’s Benefits, Canada Pension Plan (CPP), retirement pensions, disability pensions, or any other pension you will receive during your study period. Students receiving disability assistance must claim the income on Question 73.


Q68. Scholarships or merit-based awards, including Passport to Education and provincial government scholarships.

A scholarship is an award given to a student who has demonstrated high academic standing. If you know you will be receiving a scholarship or other merit based award, enter the amount. If you have received a Passport to Education or Provincial Scholarship include these as well.


Q69. First Nations band funding (do not include sponsored tuition/books).

Enter funding you will receive during your study period from your First Nations band (e.g. living allowance, transportation, etc.). Do not include Indian Residential School payments. Enter sponsored tuition and books on Question 72.


Q70. Contributions from Parent(s)/Step-parent/Sponsor/Legal Guardian.

For 2016/2017 applications.

Q70(a): This information is used in the assessment of your B.C. student financial assistance calculation. Enter all contributions from parent(s)/step-parent/sponsor/legal guardian in Question 70(a). Include the total RESPs (Refund of Contribution (ROC) and Educational Assistance Payment (EAP) portions) cashed and scholarship trust funds.

Q70(b): This information is used in the assessment of your Canada student financial assistance calculation. The amount you cashed from your RESP for this study period can be from either the Educational Assistance Payment (EAP) portion or the Refund of Contribution (ROC) portion of the RESP. An EAP is made from the RESP’s accumulated income and government grants. An ROC is the return of all, or part of, the original contributions made to the plan. Enter only the EAP portion of the RESP and all other contributions, including scholarship trust funds.


Q70. All contributions from parent(s)/step-parent/sponsor/legal guardian including registered education savings plans (RESPs) and scholarship trust funds.

For 2015/2016 applications and earlier.

Include all monetary contributions from your parent(s)/step-parent/sponsor/legal guardian, including any money received from cashed registered education savings plans (RESPs), not the total value in RESP account, but amount cashed for you for this study period, even if the amount is already indicated on Appendix 1. Include scholarship trust funds.


Q71. Child-care subsidy.

(Only one parent may claim child-care subsidy).
Enter the amount of assistance you receive from the Ministry of Children and Family Development (or any other agency) to assist you with the cost of day-care. Do not include the Universal Child Care Benefit.


Q72. Sponsored tuition/books from Employment and Social Development Canada (ESDC), First Nations bands, Ministry of Social Development and Social Innovation, other government agencies and employers.

A number of organizations, agencies and employers provide sponsorship for tuition and books. If you are receiving sponsorship, enter the total amount you will receive for your entire study period on this question.


Q73. Income assistance (welfare) and/or BC income assistance for persons with disabilities. (Do not include income assistance amount entered on Appendix 2).

You are not usually eligible to receive income assistance (welfare) while attending post-secondary studies, unless you are a student with a permanent disability in receipt of disability assistance.

If you are currently receiving income assistance, you must contact your employment and assistance worker or social worker and advise them of your intention to take full-time post‑secondary studies. Your worker will determine whether you can continue to receive income assistance during your study period based on Employment and Income Assistance criteria, or whether your income assistance will stop while you are in full-time studies.

If you have a permanent disability and you are receiving disability assistance from the Ministry of Social Development and Social Innovation, contact your local office to find out if you will be eligible to continue to receive disability assistance during your study period.

If you continue to receive income assistance or B.C. Income Assistance for Persons with Disabilities while in full-time studies, you are subject to an agreement between our ministries. Under the agreement, the Ministry of Social Development and Social Innovation continues to provide maintenance (shelter, food, etc.) while StudentAid BC considers the cost of your program. These costs are limited to:

  • tuition
  • books/supplies
  • disability allowance
  • transportation costs
  • unsubsidized day-care costs, if you have dependent children
  • specialized equipment and services.

Do not include on this question the income assistance/B.C. Income Assistance for Persons with Disabilities amount claimed by your spouse on Appendix 2 or you will be assessed twice for these funds.


Q74. Employment program of British Columbia (EPBC).

The Employment Program of British Columbia provides assessments and planning, employment-related training, work placement, employment crisis services, assistive technology and disability supports for people whose disabilities are barriers to employment. Enter the amount of assistance you receive from the Employment Program of British Columbia in this question.


Q75. All other sources of income (e.g. net rental income, insurance settlements, etc.). Do not include tax rebates, child tax benefits, tax refunds or BC Family Bonus.

Include financial gifts, income from assets, cashed assets (CSBs, RRSPs, mutual funds, etc.), registered education savings plans (RESPs) not listed on Question 70, net rental income from rental property you own, insurance settlements, inheritance, education/savings plans or any other income not listed on Questions 60 to 74 that you will receive during your study period.

If you have received funding from any other agency not listed above, include the amount on this question.

If you are a dependent Group A , do not include contributions or education/scholarship plans from parent(s)/step-parent/sponsor/legal guardian here. Include this amount on Question 70. Your parent(s)/step-parent/sponsor/legal guardian must also declare these amounts on Appendix 1. Do not include child tax benefits, tax refunds, tax rebates or the B.C. Family Bonus. If these are your only sources of ‘other income’, leave the ‘specify’ box blank and enter ‘0’ on this question.

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